Live Asset Insurance

Nursery and Greenhouse Insurance Program

nursery inventory insurance

The Live Asset Insurance program has been customized to meet the unique needs of the Nursery and Greenhouse industry. Most growers have been self insuring various aspects of their operation including containerized plants and/or live assets in the ground for some time. Finally there is a solution other than self insurance!

Our nursery & greenhouse insurance policy was specifically designed to help:

  • Nurseries (Field and Container)
  • Greenhouses
  • Hydroponics
  • Retail Garden Centers
  • Growers

Why is Live Asset Insurance Coverage Better for Growers than Government Crop Insurance?

Our growers insurance program insures ALL live assets, including "in the ground", containerized, pot-in-pot, even hydroponics. The regular insurance markets have abandoned live asset growers. We know of no other private insurance source that offers specialized grower insurance coverage with limits up to 10 million per policy.

To learn more about the differences between our Live Asset Insurance and the Government Crop Insurance read How is Live Asset Insurance different than Crop Insurance?

What Does Nursery & Greenhouse Live Asset Insurance Cover?

Our insurance policy was designed to fill the specific needs of the growers. We insure live asset inventory up to 10 million dollars per policy. Our growers’ insurance policy allows clients to secure protection against the natural disasters like hail, freeze, wind (tornado & hurricane) and fire. We cover the inventory against death and destruction, but if the asset has been damaged beyond repair our industry trained claims specialists will be in a position to fairly settle claims based on predetermined industry standards.

Nursery & Greenhouse Live Asset Insurance covers your additional direct costs associated with reducing the amount of claim damage. We will pay for your reasonable repair costs to prune, re-pot, re-set and generally preserve your inventory from further damage, destruction or death.

ANLA:  the American Nursery and Landscape Association, the nation’s leading voice for Nursery and Greenhouse growers, has endorsed our program.  ANLA was instrumental in creating the language and claim settlement options that have become part of the final policy wording for our Live Asset Insurance program.

For a Free Nursery & Greenhouse Insurance Quote, please fill out our easy online form !


Apply for Live Asset Insurance


To get Live Asset Insurance for your nursery or greenhouse, just click on the Apply Now button below, fill out the form and one of our Live Asset consultants will get back to you

See how Live Asset Insurance helped a North Carolina Nursery with protection against the increasing threat of freeze:

Live Asset Insurance