Current Wildfires In California Subside, California Wine Regions Appear OK

California wildfires are all too frequent events. Not three months removed from damaging Southern California wildfires, the Santa Cruz region of the state is on the tail-end of what is being dubbed “The Lockheed Fire.” For Live Asset Insurance, the current wildfires in California are yet another reason to consider offering insurance for things like trees, shrubs, landscaping and vineyards – the live assets that produce the fruits, nuts, veggies or berries. (more…)

Landscape Insurance With Live Asset Insurance is essential for landscape protection

The affect of landscaping on property value is well known. Unfortunately, what is often not considered by hardworking landscapers is the vulnerability of their efforts to a number of substantial threats from disasters – both natural and otherwise.  Acquiring landscape protection is necessary to ensure an excellent return on investment, as well as to undertake a landscaping project that is protected from the unexpected.

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Hard hit in 2008, California vineyards could have benefitted from Live Asset wine vineyard insurance

Wine grape vineyards in California had a tough 2008 crop season. In some areas of California, some growers saw 25 percent drops in their wine grape yield. Even without the 2008 frosts and other weather challenges, growing wine grapes is an expensive venture that isn’t all that easy.

Multiple frosts cost north coast California wine grape vineyards nearly $150 million

People with intimate knowledge of the California vineyard industry have called the 2008 spring frosts “historic.” According to press reports, most of the damage stemmed from one chilly April night that frosted hillside vines that normally escape damage. Most growers, though, took lessons from last year and are expecting a comeback for 2009.

Live Asset wine vineyard insurance offers more coverage for California wine grape vineyards and more

What some people growing wine grapes don’t know is that their existing wine vineyard insurance has some serious and potentially costly deficiencies.

Live Asset Insurance offers insurance for vineyards like no other

There is no coverage for the actual vines anywhere else in the country except with Live Asset Insurance. Vineyard crop insurance only covers the grapes and raisins after they reach a certain size and production tonnage. As a result, there are thousands of start-up wine grape vineyards that have no insurance at all for their plant material. That means for at least 5 years they are holding their breath and so is the lender.

Take a look at what Live Asset Insurance can do to protect wine grape vineyards in California and elsewhere.

Protect Golf Course Landscaping And Limit Golf Course Damage Risk

Golf course insurance might sound like a no-brainer. These tracts of perfectly prepared land have some of the nicest looking turf, trees and landscaping most people will ever see. Of course, with pristine golf course landscaping comes the risk of golf course damage from Mother Nature.

Live Asset offers valuable protection for golf course landscaping, including trees, shrubs and other plants

Designed for nearly all golf courses in select states, Live Asset golf course insurance can offer protection against things like wind damage to specialized trees that courses use as signature landscape features, along with other trees, shrubs, plants and flowers.

Live Asset is also a member of the NGCOA National Golf Course Owners Association and the Club Managers Association of America.

Learn more about our golf course insurance and ways you can protect against golf course damage.