Protect Your Valuable Live Assets

Insurance for trees, shrubs, vines, plants and flowers; not vegetables, fruits, nuts, spices or berries.

Why Was Live Asset Insurance Created?

Natural disasters and changing weather patterns have accelerated the need for a private insurance product that would properly insure live assets affected by these events. The insurance industry has virtually walked away from protecting live assets. The government's crop insurance program was the only source for significant live asset coverage until now. Our product is available to all, is affordable, and above all is easy to use.

Live Asset Insurance provides specialized protection for, but not limited to:

Arboretums
Builders and Developers
Cemeteries
Christmas Tree Farms
Coffee Plantations
Colleges, Universities
Golf Courses
Growers of all kinds
Homeowner Associations

Homeowners with landscaping exposures
Nurseries & Greenhouses
Office Parks
Shopping centers
Resorts
Tree Farms
Vineyards
Zoos

The insurance policy covers most trees, shrubs, vines, plants and flowers.

We insure against:

Freeze
Hurricane
Fire
Weight of ice, sleet, snow
Lightning
Explosion
Tornado
Hail
Smoke
Aircraft or vehicle damage

Flood, except zones A & V
Vandalism
Sprinkler leakage
Sinkhole
Volcanic action
Falling objects
Water damage(limited)
Earth movement
Riot or Civil Commotion
Theft

Expert Evaluations by Certified Professionals

Live Asset Insurance’s certified arborist, horticulturalist or viticulturalist will inspect your premises within 30 days after binding coverage to assess the value and condition of the live asset inventory.

To get a free quote or for information about our live asset insurance please fill out our online form today!